Terms & Conditions

1. Acceptance of Terms

By creating an account or using Keksio, you agree to be bound by these Terms & Conditions. If you do not agree, you should not use the platform.

2. Description of Service

Keksio is a financial tracking and management platform designed to help users organize income, expenses, budgets, and related financial activity through a digital dashboard and related tools.

3. Eligibility and Account Use

You agree to provide accurate information during registration and to keep your account details up to date. You are responsible for all activity that occurs under your account.

You must not use the platform for unlawful purposes, fraudulent activity, abuse of the service, unauthorized access attempts, or actions that may disrupt the platform.

4. User Data

You retain ownership of the data you enter into Keksio. By using the platform, you grant us the right to process and store that data solely to provide and improve the service.

5. No Financial Advice

Keksio is provided for informational, organizational, and productivity purposes only. It does not provide financial, legal, accounting, tax, or investment advice.

6. Availability of Service

We aim to keep Keksio available and functioning properly, but we do not guarantee uninterrupted access, error-free performance, or permanent availability of all features at all times.

7. Account Suspension or Termination

We reserve the right to suspend or terminate accounts that violate these Terms, misuse the platform, create security risks, or attempt to harm the service, other users, or our systems.

8. Intellectual Property

The Keksio brand, interface, design, content structure, software logic, and related materials are protected by applicable intellectual property laws. You may not copy, resell, reverse engineer, distribute, or exploit the platform without permission.

9. Limitation of Liability

To the maximum extent permitted by law, Keksio shall not be liable for any indirect, incidental, special, consequential, or financial damages resulting from your use of, or inability to use, the platform.

10. Disclaimer

The platform is provided on an “as is” and “as available” basis without warranties of any kind, whether express or implied.

11. Changes to the Service or Terms

We may update, modify, suspend, or discontinue any part of the service, and we may revise these Terms from time to time. Continued use after updates means you accept the revised Terms.

12. Governing Principles

These Terms are intended to be interpreted in accordance with applicable laws and general principles of digital service use. If any section is found unenforceable, the remaining sections will continue to apply.

13. Contact

For questions regarding these Terms & Conditions, you may contact the Keksio team through the contact details available on the platform.